Community First Bancshares, Inc. is the parent organization for Newton Federal Bank. Community First Bancshares, Inc. was formed in 2017 as part of Newton Federal Bank’s mutual holding company reorganization. Community First Bancshares MHC is the mutual holding company- parent of Community First Bancshares, Inc., and owns 54% of Community First Bancshares, Inc.’s common stock. The corporate headquarters is located in Covington, Georgia.

Prior to the reorganization, Newton Federal Bank operated as a federally chartered mutual savings association headquartered in Covington, Georgia. Newton Federal Bank was originally chartered in 1928 as a Georgia-chartered mutual building and loan association under the name Newton County Building and Loan Association. In 1947, we changed our name to “Newton Federal Savings and Loan Association.” In 2004 we changed our name to “Newton Federal Bank.”
Company Headquarters

3175 Hwy 278, Covington GA 30014

Phone: (770) 786 - 7088

Transfer Agent

Continental Stock Transfer & Trust Company

Phone: (212) 509 - 4000


IR Contact

Ed Cooney


Independent Auditor


235 Peachtree Street NE

Atlanta GA 30303

Phone: (404) 588 - 4200